The Best Insurance for Remote Survival and Bushcraft Trips

The world is changing rapidly, and with it, the way we approach adventure and survival. Whether you're a seasoned bushcrafter, a prepper, or someone who simply enjoys off-grid excursions, having the right insurance for remote survival trips is no longer optional—it's essential. From climate-related disasters to geopolitical instability, the risks are higher than ever. Here’s how to ensure you’re covered when venturing into the wild.

Why Insurance Matters for Remote Adventures

Gone are the days when survival trips were just about testing your skills against nature. Today, unpredictable weather patterns, increasing wildlife encounters, and even civil unrest in remote areas can turn a simple expedition into a life-threatening situation. Insurance isn’t just about medical emergencies—it’s about evacuation, gear protection, and liability coverage in case something goes wrong.

The Rising Risks in the Wild

• Extreme Weather Events: Hurricanes, wildfires, and flash floods are becoming more frequent.
• Wildlife Encounters: As habitats shrink, animals are more likely to cross paths with humans.
• Political Unrest: Remote areas near borders or conflict zones can be unpredictable.

Types of Insurance You Need for Bushcraft and Survival Trips

Not all insurance policies are created equal. Here are the key types of coverage every remote adventurer should consider.

1. Emergency Medical and Evacuation Insurance

Even a minor injury in the backcountry can become life-threatening without immediate care. Standard health insurance often doesn’t cover remote rescues or international evacuations.

What to Look For:
- Helicopter evacuation coverage
- Coverage in international locations (if applicable)
- 24/7 emergency assistance

2. Gear and Equipment Insurance

High-quality bushcraft gear isn’t cheap. Losing a knife, tent, or GPS device to theft, damage, or natural disasters can ruin a trip—or worse, put you in danger.

What to Look For:
- Coverage for theft, loss, and accidental damage
- Worldwide protection
- No excessive deductibles

3. Liability Insurance

If you’re leading a group or even just camping on private land, liability insurance protects you in case someone gets hurt or property is damaged.

What to Look For:
- Coverage for legal fees
- Protection against third-party claims
- High coverage limits

4. Trip Cancellation and Interruption Insurance

Unexpected events—like a family emergency or sudden illness—can force you to cancel or cut short a trip. This insurance reimburses non-refundable expenses.

What to Look For:
- Coverage for natural disasters and political unrest
- Flexible cancellation reasons
- Fast reimbursement process

Top Insurance Providers for Remote Survivalists

Not every insurer understands the unique needs of bushcraft and survival trips. Here are some of the best options.

1. Global Rescue

Specializing in remote medical evacuations, Global Rescue offers memberships that include field rescue, medical advice, and evacuation services.

Best For: Solo adventurers and expedition leaders.

2. World Nomads

A favorite among backpackers, World Nomads covers adventure activities, gear theft, and emergency medical expenses.

Best For: International travelers and multi-activity trips.

3. DAN (Divers Alert Network)

Originally for divers, DAN now offers coverage for remote medical emergencies, including hyperbaric treatments and evacuations.

Best For: Those who combine diving with survival trips.

4. Allianz Travel Insurance

With robust trip cancellation and interruption coverage, Allianz is great for those planning expensive expeditions.

Best For: Pre-planned, high-cost adventures.

How to Choose the Right Policy

Picking the best insurance requires careful consideration of your specific needs.

Assess Your Risk Level

• Are you traveling alone or with a group?
• Will you be in a high-risk area (e.g., bear country, extreme climates)?
• Do you need international coverage?

Read the Fine Print

Many policies exclude "high-risk" activities like rock climbing or cave exploration. Make sure your bushcraft activities are covered.

Compare Costs vs. Coverage

The cheapest policy isn’t always the best. Weigh deductibles, coverage limits, and exclusions before deciding.

Final Tips for Staying Safe (and Insured)

• Always carry a satellite communicator (e.g., Garmin inReach).
• Inform someone of your itinerary and check-in times.
• Keep digital and physical copies of your insurance policy.

The wilderness is unpredictable, but your preparedness doesn’t have to be. With the right insurance, you can focus on honing your survival skills—not worrying about what could go wrong.